Overview
Property insurance is a type of insurance policy that provides financial protection against risks to physical property, such as buildings, homes, or personal belongings. These risks typically include damage or loss caused by events like fire, theft, vandalism, natural disasters (e.g., earthquakes, floods), and other specified perils.
To cover your building and its contents against fire incidents & all catastrophic perils.
In addition, the fire policy can be extended to cover Neighbor’s Recourse, water & rain damage, Glass breakage, explosion, lightning, earthquake, storm & tempest and many more.
You can choose the adequate cover according to your own needs:
LM7 all-risk property insurance provides coverage for your property against a broad spectrum of perils which is mainly a comprehensive protection for your property.
It allows an all-risk coverage first, and a customizable or flexible option for individuals and businesses to choose between which coverage to keep and which one to remove from the plan. By offering protection against a wide variety of perils, this type of insurance can help safeguard your assets and financial security against unexpected losses.
Phenihome: Householder Insurance
This policy covers fire, water damage, water damage caused to neighbors, natural perils, strikes, riots, civil commotion, malicious damage, burglary against forcible entry, workmen compensation, and third-party liability.
To view the details and benefits click here to download the PDF.
Phenishop: Commercial Insurance
Protect your Commercial Properties such as: Pharmacy, Clinic, Pastry Shop, Roastery, Optic Center, Electronic Shop, Perfumery, Hair Dresser, Coffee Shop, Flowers Shop, Butchery, Internet Games, Diet Center, Beauty Institute, Juice Shop, School, Nursery, Artisanal, Medical Supplies Shop, Shoes and Bags Shop.
This policy covers fire, construction, contents, neighbor’s recourse, business interruption covering standing charges, earthquake, storm, tempest, flood, explosion, lightning, aircraft damages, water damages, plate glass, reconstitution of files, burglary, damages due to break in, cash in safe & third-party liability.
To view the details and benefits click here to download the PDF.
