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Overview

La Phenicienne health program provides financial protection to individual or families in the events of a hospital stay due to illness, injury, or any medical emergency.
We have developed a range of health insurance plans tailored to meet the diverse need of our clients.

Our comprehensive medical plans provide generous coverage with the main difference being the network of hospitals and laboratories.

Our Plans
Plus plan
Full network
Essential care
Full network excluding AUH&CMC.
Basic Plan
Full network excluding AUH&CMC , Hotel Dieu de France , Rizk hospital (LAU), Saint Georges Hospital, Saint John ,and Belle Vue Medical Center.
Benefits

In patient covers:
  • Maternity coverage
  • Newborn child (baby la Phenicienne)
  • Incubator
  • Congenital cases (baby la Phenicienne)
  • Clinical surgeries
  • Organ transplantation
  • Sleep disorders&polysomnography
  • Hemodialysis (first session during first admission)
  • Chronic diseases (cancer, diabetes cardiac…)
  • Nursing at home
  • Internal prothesis
  • War and terrorism
  • Covid -19
Out Patient Covers:
  • Ambulatory
  • Physiotherapy
  • Diagnostic test
  • MRI
  • CT –scan
  • Pet scan
  • Morphological ultrasound, for a covered delivery
  • Double, triple, quadruple tests, for a covered delivery.
  • Amniocentesis for a covered delivery
What to do in case of a medical claim?
1
Go to the nearest hospital.
2
Present your insurance access card and your ID card. To Our third party administrator “Next Care”.
3
The approval will be transmitted to you through the hospital.
Note: if you are co-insured with the national social security fund (NSSF), make sure to get the NSSF’s late approval.
Remarks:
1- Coverage are limited to the hospital network that you are subscribe to
2- All the above is subject to the policy terms conditions and exclusions.
Beyond the Unexpected: Your Trusted Insurance Partner